Industries: Fintech

Payments & Consumer Finance Software Development

For over a decade, we’re providing fintech solutions development to major players in the U.S. and beyond. Our finance software development philosophy is rooted in simplicity and security. We focus on creating easy-to-use, secure fintech products for both our clients and their customers.

Explore Our Payments and Consumer Finance Services

Digital Wallet Integration

Integrating a digital wallet opens up numerous new opportunities. According to a survey conducted by Visa in January 2022, 46% of customers polled said they intended to use digital payments more frequently that year. Digital wallets also reduce friction during the checkout process, leading to higher conversion rates and increased revenue. They are convenient and easy to use for both businesses and customers, and they can significantly reduce queue times and customer churn. As more transactions shift to mobile, users are less inclined to pull out a credit card and manually enter their information. Digital wallets eliminate this step, offering a faster, more seamless way to complete a purchase.

Real-time Payment Processing

Real-time payment processing allows businesses to send and receive funds instantly, reducing delays and enhancing the customer experience. According to a report by ACI Worldwide and GlobalData, real-time payment transactions are projected to grow by 63% annually, reaching a total of US$511 billion per year by 2027. With RTPs, businesses can receive funds immediately after a transaction is made. This instant transfer significantly improves cash flow management, enabling businesses to use funds as soon as they are received, rather than waiting days for a transaction to clear. For example, a supplier can immediately reinvest payments from a retailer into raw materials, bypassing the usual bank processing delays.

Mobile Payment Technologies

Mobile payment technologies allow users to quickly finalize transactions through their mobile devices, using features such as near field communication (NFC), quick response (QR) codes, and mobile applications. This enables customers to pay without using a physical card or cash, making transactions significantly more convenient. Providing the capabilities for such payments is becoming critical with the growth of the global mobile payment market—valued at $2.98 trillion in 2023 and projected to reach $27.81 trillion by 2032.

Payment Integrations

Payment integrations streamline the checkout process by connecting your business systems directly with payment gateways, allowing for fast, secure, and seamless transactions. Whether online or in-store, integrated payment solutions eliminate the need for manual entry, reduce errors, and improve customer satisfaction. At TechQuarter, we help businesses implement robust payment integrations that support a variety of payment methods—ensuring mobile wallets, cross-border payments, and mobile payment technologies function at their best.

AI Powered Consumer Finance Software Development Solutions

Personalized Lending Platforms

We build software that simplifies loan origination, underwriting, and disbursement. Use AI to offer personalized lending products, reduce risk, and shorten approval times—making your services faster and more accessible.

Credit Scoring & Risk Management Tools

Our credit management systems include real-time scoring, repayment tracking, and smart risk analytics. These tools help you make informed decisions, reduce defaults, and manage lending operations more effectively.

Financial Planning Applications

Give users a 360° view of their financial lives. We develop budgeting tools, savings trackers, and investment dashboards that sync with user accounts, offer insights, and guide better money management.

Automated Invoicing & Billing Systems

We automate invoicing and collections with tools that send reminders, log payments, and sync with accounting platforms. Say goodbye to late payments and manual follow-ups—our systems keep your cash flow on track.

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TechProsNow’s Software Development Process

Discovery & Planning

It all begins with the Discovery and Planning phase. Now is when we embark on a collaborative adventure, delving deep into the heart of your business objectives and engaging in insightful consultations with you. By understanding your unique vision and the distinct needs of your target audience, we sculpt a strategic plan that not only aligns with your goals but also optimizes them. This plan becomes the compass guiding us toward the creation of a tailored, highly effective web solution that seamlessly blends with your audience’s preferences and exceeds their expectations. It’s a process that transforms your vision into a reality, ensuring your digital presence stands out in a crowded online world.

Design & Development

As we venture further into the Design and Development phase, our talented creative designers take the reins to craft visually captivating designs that are as appealing as they are functional. Simultaneously, our skilled developers breathe life into these designs with clean and efficient code. This dynamic synergy between design and development ensures your website doesn’t just look great; it performs flawlessly. The result? A digital masterpiece that not only catches the eye but also provides a seamless and engaging user experience, driving visitors to take the actions you desire. It’s the art and science of web development working in perfect harmony.

Testing & Quality Assurance

Before we unveil your web creation to the world, our journey takes us through the Testing and Quality Assurance phase. Here, we leave no stone unturned in our quest for perfection. Rigorous testing across various browsers and devices ensures that your web solution stands strong in the face of compatibility challenges. Our dedicated QA team meticulously hunts down and rectifies any issues, ensuring your website’s launch is a resounding success. It’s the quality assurance that guarantees your website not only works seamlessly but also delivers a consistently exceptional experience to your users, building trust and credibility one click at a time.

Launch & Maintenance

With your web solution ready to shine, the Launch and Maintenance phase takes center stage. But our support doesn’t end with the grand unveiling. We stand by your side, helping you launch your creation successfully to the world. However, it doesn’t stop there. Our commitment extends to ongoing maintenance and support, ensuring that your software runs like a well-oiled machine. You can focus on your core business while we handle the technical intricacies, ensuring your online presence remains efficient, secure, and up-to-date. It’s the partnership that ensures your digital journey continues to flourish, evolve, and conquer new horizons.

Case Study: Simplifying Public Transportation Payments

LittlePay is the world’s leading and most trusted provider of payment infrastructure for transit and mobility. Their goal is making contactless bank card acceptance faster, cheaper, and less complex for the public transit sector. We performed a UX and technical audit of the existing platform, identified potential improvements beyond the way it looks. Then, together with the client decided on the action plan: redesigning all the existing flows of the platform with new goals in mind, refactored existing features with the goal of enhancing the user experience. We built several features in both the Merchant’s and Traveler’s portal.

Payment Integrations
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Our Tech Stack

TechQuarter combines deep technical expertise with a future-ready mindset to deliver high-performing, user-focused web solutions. We leverage modern web technologies to create fast, scalable, and intuitive digital experiences tailored to your business needs.

Frontend
React
Redux
Tailwind
Axios
Typescript
Cypress
Vue
PHP
backend
Azure B2C
Rest API
Azure Functions
 Microsoft SQL
Square
 MongoDB
Stripe
devops
Azure DevOps
AWS

Industries we’ve worked with

Renewable Energy

We’ve built apps and systems designed to make installers’ lives better, connecting different data points and helping them keep all their projects and budgets safe in an affordable and easy to use app.

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Mobility

Portals and apps created to make traveling smoother, payments faster and managing programs and fleets smarter.

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Education

Solutions crafted to make communication more efficient between institutions and the other stakeholders, with relevant integrations and amazing user flows.

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FAQ – Custom Software Development for Homes Services Industry

We’ve spent over a decade developing secure, scalable platforms for fintech companies, lenders, and payment providers across the U.S., Australia, and Europe. Our work spans digital wallets, real-time payments, credit scoring tools, mobile payment apps, and compliant lending systems.
Compliance is embedded in our development process. We design platforms to meet or exceed standards like PCI DSS for payment security, PSD2 for open banking and SCA, and GDPR for data protection. We work closely with your compliance and legal teams to ensure regional and industry-specific alignment.
Yes. We’ve successfully integrated a wide range of APIs including Stripe, Adyen, PayPal, Plaid, Experian, Yodlee, and banking APIs. Whether you need to verify identity, access financial data, or route transactions, we can handle the integration and ensure secure, smooth data exchange.
We apply industry-leading practices such as end-to-end encryption, tokenization, secure key storage, and multi-factor authentication. Our team also implements real-time fraud detection workflows, monitors for anomalies, and conducts regular code audits and penetration testing.